Credit Repair Bloomington, MN

Credit Repair Bloomington, MNA long credit history has a positive impact on credit repair.  Having a large number of accounts in good standing with zero balances is a plus, not a negative, when attempting credit repair. Your credit score is calculated by a number of factors such as payment history, amount of time you have had credit, the amount you owe and much more. Here are some tips for you on credit repair:

  • Do not open multiple new accounts just to show a credit history.
  • Late payments count against you. Don’t miss payments on bills or loans.
  • Don’t overdraw your bank account. You can damage your credit record and will be charged fees.
  • You are responsible for your financial accounts. Don’t let other people use your bank account, credit card, debit card or ATM card.
  • Always close out or transfer all accounts (gas, water, telephone, electric, cable) before you move.
  • Remember to account for recurring bills on your credit card, such as subscriptions or club dues.

Contact us for more tips on credit repair.

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While you repair your credit, you can still get pre-approved for a car loan too!  Visit www.getmecredit.org to learn more.  We like GetMeCredit because it is an independent organization where experts will take the time to listen, review your credit concerns, and understand your personal needs.